Modern Investing Resources

Tools, platforms, and strategies to help you invest smarter.

Start Investing with Wealthsimple

New to investing? Wealthsimple is Canada's most popular investing platform with commission-free trading, automatic contributions, and tax-advantaged accounts (TFSA, RRSP, FHSA). Start building your portfolio today.

Get Started with Wealthsimple

Referral link — you may receive a bonus when you sign up and fund your account.

Retirement Calculator

Estimate how your investments could grow and when you can retire. All calculations run locally in your browser — no data is sent anywhere.

Current Age

30

Retirement Age

65

Current Savings

$

Monthly Contribution

$

Expected Annual Return

7.0%

Index funds: ~7%. Active strategies: 10-12%.

Inflation Rate

2.5%

Bank of Canada target: 2%.

Desired Annual Retirement Income (today's dollars)

$

How much per year you want to spend in retirement, in today's purchasing power.

Portfolio at Retirement

$0

$0 in today's dollars

Total Contributed

$0

$0 investment growth

Years of Retirement Income

0

at $0/yr (4% rule)

This calculator is for illustrative purposes only. Actual returns vary and are not guaranteed. Does not account for taxes, fees, CPP, OAS, or employer matching. Not financial advice.

Resources & Further Reading

Key Concepts

What is a TFSA?

A Tax-Free Savings Account lets Canadian residents invest and grow money completely tax-free. All investment gains — dividends, capital gains, interest — are never taxed, even when withdrawn. The 2026 contribution limit is set annually by CRA. Tip: Maximize your TFSA before contributing to non-registered accounts.

What is an RRSP?

A Registered Retirement Savings Plan lets you deduct contributions from taxable income, and investments grow tax-deferred until withdrawal. Best used when your current tax rate is higher than your expected retirement tax rate. Consider whether a TFSA or RRSP makes more sense for your situation.

What is the FHSA?

The First Home Savings Account combines TFSA and RRSP benefits — contributions are tax-deductible AND withdrawals for a first home purchase are tax-free. Maximum $8,000/year, $40,000 lifetime. If you're saving for your first home, this is the most tax-efficient account available.

What does 'outperform index funds' mean?

Index funds tracking the S&P 500 or TSX Composite historically return 7-10% annually. Outperforming means using active strategies — momentum, sector rotation, technical analysis, AI screening — to achieve higher returns. It requires more time, skill, and risk tolerance.

What is the Practice Investment of the Day?

Each episode, our AI analysis selects one specific investment for a simulated same-day trade. This is purely educational — no real money is involved. We track performance, discuss wins and losses honestly, and use each trade to teach analytical techniques.

Important: All content on this page is for educational purposes only. Tools and platforms are listed for informational purposes and do not constitute endorsements or financial advice. Always do your own research. Investment involves risk of loss. Referral links may provide compensation to the show.

Modern Investing Resources

Retirement Calculator

Resources & Further Reading

Canadian Investment Platforms

Market Data & Research

Charting & Technical Analysis

AI & Modern Analysis Tools

Canadian Tax & Account Resources

Podcasts & Learning

Key Concepts

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